Is there a government mandated home mortgage foreclosure ban on the way? Word is that the Whitehouse is considering banning all foreclosure proceedings that haven't been reviewed by HAMP (Home Affordable Modification Program). The move would force mortgage lenders to hold off foreclosure until HAMP reviewed the loan and evaluated the borrower and found them ineligible. The plan would stop existing foreclosures that are in a repayment plan. Approximately 89 percent of all residential mortgages are presently covered under the HAMP program. While this is a national initiative it would certainly be of great benefit to New Orleans home mortgagors’ that presentably find themselves in a difficult situation.